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Brad Christensen is an Investment Advisor Representative with TownSquare Capital, LLC, an SEC Registered Investment Advisor, 5314 River Run Drive, Suite 300, Provo, UT, 84604. Ascent Retirement, and TownSquare Capital, LLC are all independent of each other. This site is designed to provide general information on the subjects covered. Pursuant to IRS Circular 230, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Ascent Retirement its affiliated companies, and their representatives and employees do not give legal or tax advice. We encourage you to consult your tax advisor or attorney.